Financial Quatoes - Part 2
In Part 1 of this series, we analyzed Lump Sum Investing (investing all your money in one go) and holding on to the investment for 1 year, 2 years up to 15 years. The main takeaway was, you had to invest for a minimum of 13 years before you could […]

Asset Allocation – STP Investing


Financial Quatoes - Part 1
How do you normally plan your investments? Do you invest based on specific goals or do you just look at your overall portfolio and try to have an optimal asset allocation. Or are you like most Indians, who start buying ELSS’s in the month of March, to meet the investing […]

Asset Allocation – Lump Sum Investing


My net worth chart for Apr 17
My Net Worth series is a monthly post, detailing the changes to my net worth and the progress (or lack of) that I have made. The ‘Net Worth Update Apr 2017’ post chronicles the happenings for the month of March ’17. This is the third post in my Net Worth […]

Net Worth Update Apr 2017



TC of the chart to help you save 25,000 in a year
Today I bring to you a chart to help you save ₹ 25,000 in one year!! I first saw a version of this chart on J. Money’s blog Budgetsaresexy (Love the blog. Big fan.  All  5 of my readers, please do check it out :)) and loved it. He got the […]

How to save ₹ 25,000 in one year!


Graphic of my Shift from Delhi to Pune
Hey people, long time no see… This is my first post in about two weeks, which is way off my target of a couple of posts a week. I am in the process of quitting my current job and wrapping up life in Delhi, to move back to my hometown […]

How I justified switching jobs to a lower salary


Graph of my Net Worth
  My Net Worth series will be a monthly post, detailing the changes to my net worth and the progress (or lack of) that I have made. This is my second post in my Net Worth Series. A possible change in jobs with some personal emergency means I am running […]

Net Worth Update Mar 2017



KnowmoMoney Review of Rich Dad Poor Dad
As I have been working on my next post, on passive income, the one thing I kept going back to was the book “Rich Dad Poor Dad- Robert T. Kiyosaki“. The first time I came across this book was about 10 years ago. It was one of the first books I […]

Rich Dad Poor Dad – Book Review


7 Piggy Banks for 7 Accounts
In the last post, I wrote about how I have combined my Emergency Fund along with my vacation fund. On one hand, this had the benefit of a larger fund in case of any exigency. On the other hand, a fully funded account afforded us the luxury of a vacation […]

Extending the Emergency Fund !


Piggy Bank to save money for your Emergency Fund 4
Hey everyone, the topic of the day. The Emergency Fund!! Anyone who has ever thought about their personal finances may have read a few articles, blogs or other sources of information. One common topic right through would have been the Emergency Fund. You would see varied recommendations of having anywhere between two […]

Why an Emergency Fund?



Graph of my Net Worth
  My net worth series will be a monthly post, detailing the changes to my net worth and the progress (or lack of) that I have made. I have seen these posts on other sites and found it very inspiring, and so thought I will create one of mine too. Best […]

Net Worth Update Feb 2017